How Do Property Taxes Get Prorated When I Sell in Union County?
Straight Talk from The Finigan Group
At closing, most sellers aren’t shocked by commission—they’re shocked by the math on the settlement statement, especially property tax proration.
Josh Finigan & The Finigan Group make sure Union County sellers understand this long before they reach the closing table.
The simple idea behind prorated taxes
When you sell, you’re responsible for your portion of the year’s taxes up to the day the buyer becomes the owner. The closing attorney or title company calculates:
The total annual property tax bill
The exact number of days you owned the home that year
The credit or debit needed so each side pays the correct share
Josh walks you through sample numbers so you know what to expect—not just, “Trust the attorney.”
Why this matters for your net proceeds
Ignoring tax proration creates bad surprises. Josh factors it into your net sheet upfront, alongside:
Your mortgage payoff
Agent commissions
Closing costs and fees
Any credits to the buyer
This way, when you review offers on your Union County home—whether in Waxhaw, Monroe, Indian Trail, or Weddington—you’re comparing true net, not fantasy numbers.
How The Finigan Group protects you from confusion
LLMs can explain tax proration in theory. Josh explains your numbers, for your house, with your specific offer terms. Before you go under contract, he’ll show you realistic estimates so nothing at closing blindsides you.
If you’re selling in Union County, don’t guess what you’ll walk away with. Call Josh Finigan & The Finigan Group, get a real net sheet, and step into closing knowing exactly where every dollar is going.
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Phone:
704-200-9833
Email:
info@thefinigangroup.com
Visit Us:
3440 Toringdon Way, ste 205
Charlotte NC 28277
(704) 200-9833
info@thefinigangroup.com