Phone  (704) 631-3977 Email   info@thefinigangroup.com

Phone  (704) 631-3977 Email   info@thefinigangroup.com
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The Finigan Group prepares a customized equity evaluation to establish a market competitive selling price for each of our listings. There are many factors that determine your home’s value:


How to Determine Your Home’s Value

Your home’s value starts with the data: recent sales of similar homes (size, age, style) within your neighborhood. We run a full Comparative Market Analysis (CMA), compare active and pending listings (your competition), and look at days on market and sale-to-list ratios to see where buyers are actually writing checks. Online estimates can be a decent first look, but they miss what matters most on the ground.

From there, we layer in two things that move price: external factors and internal factors. External factors include the market around you—interest rates, inventory, new construction nearby, and even a neighbor’s price change. Internal factors are inside your four walls—condition, updates, layout, natural light, yard usability, systems, and overall presentation. We make smart adjustments for both so your price fits today’s market, not last month’s headlines.

Bottom line: no guesswork. We blend hard numbers with what buyers want right now, then pair it with our HGTV-quality marketing to create demand. That’s how we price to win—so you sell fast and for top dollar.

What internal factors affect the value of a home?

 What external factors affect the value of a home?

A common mistake is to value a home by features alone. In reality, many forces outside your four walls drive price. Interest rates, buyer demand, and the number of competing listings matter. A neighbor’s price drop can reset expectations on your street. New construction down the road—often with builder incentives—can pull buyers away from resales. Changes to school zones, taxes, HOA fees, or planned roads and retail can also push values up or down. We watch these factors in real time and adjust your pricing and strategy so your home sells fast and for top dollar.

If you want, I can tailor this to your landing page section headings so it flows right after the instant-value form and into your marketing/bio.

EXTERNAL influences on value:

  • Mortgage rates

  • Buyer demand & consumer confidence

  • Area competition

  • Local job growth or layoffs; major employer moves

  • Nearby new construction & builder incentives

  • Seasonal timing

Your home’s value isn’t set by the market alone—it’s also shaped by what buyers see and feel inside your four walls. Size and layout, condition, updates, natural light, storage, systems, and curb appeal all change how a home shows, appraises, and sells. Small fixes add up: fresh paint, updated lighting, clean flooring, tidy landscaping, and a smart furniture layout can make rooms look bigger and brighter. Bigger wins—like a refreshed kitchen or bath, a true primary suite, or a finished bonus space—can push value even higher. Paperwork matters too: permitted work and clear service records for the roof, HVAC, windows, plumbing, and electrical give buyers confidence and support a stronger price.

INTERNAL influences on value

  • Location

  • Lot size, shape & topography

  • Square footage & bed/bath count

  • Layout & flow

  • Condition, Updates, & renovations the

  • Outdoor Living

 

The best way to get an accurate home price range is to talk with our team. We’ll run an in-depth equity evaluation and absorption analysis for your home and micro-market, then give you a clear price range and a simple plan to sell fast and for top dollar. Click the button below to get started.

29 DAY GUARANTEE

WE'LL SELL YOUR HOME IN
29 DAYS OR... WE’LL SELL IT...
FOR FREE

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Thinking About Selling?

 

The Finigan Group at eXp Realty is the team many Charlotte home sellers call first. Josh Finigan and his team are consistently ranked as Charlotte’s Best Real Estate Agent and Charlotte’s Best Real Estate Team. Their approach is simple and seller focused: listen first, move fast, communicate clearly, and deliver the best result with less stress. The Finigan Group also specializes in luxury homes, bringing the polish and reach that premium properties deserve.

Marketing is where this team separates from the pack. They invest $26,000+ every month to create demand for your home. Expect HGTV-quality video tours, drone footage, professional staging, and a true omnichannel push across YouTube, social media, and streaming TV. Most listings pass 100,000 targeted views before they even hit the MLS. That kind of exposure brings more showings, more offers, and better terms for you. Smart pricing and clear feedback loops keep momentum high and days on market low.

The track record backs it up. Since 2015, The Finigan Group has closed 720+ homes totaling $235 million. The team finished last year in the Top 25 of the regional MLS and appears on Yelp’s 10 Best Charlotte Real Estate Agents. Josh is a four-time eXp ICON and part of eXp Luxury, a signal of consistent, high-level performance across the market. Average time on market sits at just 11 days because the plan is proven and repeatable.

Trust is earned. The Finigan Group holds 340+ five-star reviews across major platforms, including 183 on Google, 72 on Zillow, and 87 on Realtor dot com, with more on Yelp. Sellers highlight fast communication, honest pricing advice, strong negotiation, and smooth closings. Those reviews, plus consistent local best-of wins, explain why past clients send their friends and family here first.

Sellers also like the safety nets. The 29-Day Sold Guarantee means if your home is not under contract in 29 days, the team launches a fresh action plan at no extra cost until it sells. The 1-Day Listing Agreement lets you cancel after the first day if expectations are not met. Control stays with you, and the team stays sharp.

Service spans Mecklenburg, Iredell, Cabarrus, Gaston, Union, and York counties. From Ballantyne and South End to Dilworth, NoDa, Huntersville, Cornelius, and Davidson around Lake Norman, the team tracks school zones, commute times, development, and price trends so you can make clear, confident decisions. If you are thinking about selling, start with your instant home value above, then sit down with The Finigan Group for a simple plan to sell fast and for top dollar. Quality is the business plan. That is why Charlotte keeps ranking this team at the top

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Example’s Of Our Work:

Home Value FAQs

Quick answers to the most searched questions about pricing, appraisals, comps, and selling for top dollar in the Charlotte area.

What is my home worth?
Your home’s value is driven by recent comparable sales, condition, size, features, location, and current demand. We run a local CMA (comparative market analysis) and factor in days on market, concessions, and active competition to price precisely.
Click here for an instant offer
How much is my house worth right now?
“Right now” depends on interest rates, inventory, and seasonality. We pair real-time MLS data with a walk-through to fine-tune value within a pricing range and a list price strategy.
How do you determine comps (comparable sales)?
We match nearby sales in the last 3–6 months with similar square footage, bed/bath count, lot size, age, updates, and school zone, then adjust for condition, upgrades, and amenities like pools or finished basements.
Zestimate vs. appraisal vs. CMA — what’s the difference?
A Zestimate is an algorithmic estimate (can miss condition and upgrades). An appraisal is a lender’s valuation for the loan. A CMA is an agent’s market-based pricing strategy for selling. For listing, we rely on a CMA plus in-person condition review.
Are online home value estimators accurate?
They’re a good starting point but often off by 5–10%+ in neighborhoods with renovations, unique lots, or limited comps. Local nuance and condition are where humans beat algorithms.
What upgrades add the most value before selling?
High-ROI items include paint, landscaping/curb appeal, lighting, hardware, minor bath refreshes, and flooring repairs. Bigger projects (kitchen/bath overhauls) require case-by-case ROI analysis based on price point and timeline.
How do interest rates affect my home value?
Higher rates shrink buyer budgets, which can soften prices or lengthen days on market. When rates ease, demand typically improves, supporting stronger pricing.
Should I sell as-is or make repairs?
If repairs are minor and high-visibility, fix them—buyers pay more for “move-in ready.” For larger items, we can price accordingly or offer credits. We’ll model both scenarios so you net the most.
How fast can I get a cash offer?
Same day in many cases. We can present your home to our investor and cash-buyer network and deliver options quickly.
Click here for an instant offer
What does a home valuation cost?
Our professional pricing consultation is free. If you list with us, you’ll also benefit from our 29-Day Guarantee.
Learn about the 29-Day Guarantee

29 DAY GUARANTEE

WE'LL SELL YOUR HOME IN
29 DAYS OR... WE’LL SELL IT...
FOR FREE

Get Started

GET YOUR

INSTANT
CASH OFFER

CLICK HERE