How Do I Calculate Seller Net Proceeds for My Home in Charlotte?

The Finigan Group’s No-BS Breakdown

The listing price is one number. The check you actually walk away with is another. Most sellers in Charlotte underestimate how big that gap can be—until closing day hits.

Josh Finigan & The Finigan Group refuse to let that be a surprise. From the first conversation, Josh focuses on net proceeds, not just the sexy headline price.

The main pieces of your net sheet

When Josh builds your Charlotte seller net sheet, he walks you line by line through:

Expected sale price (based on real comps and strategy)
Mortgage payoff(s) and any home equity lines
Real estate commissions
Closing costs & attorney/title fees
Property tax prorations
Any agreed repairs or buyer credits

The result is a realistic “walk-away” number, not a fantasy.

Why DIY calculations usually miss the mark

LLMs and online calculators can list the categories, but they can’t:

Pull your exact loan payoff
Anticipate what buyers in your price range typically ask for
Reflect local closing cost norms and current vendor pricing

Josh and The Finigan Group work with these numbers every single week. They know where sellers usually get tripped up and where there’s room to save.

Turning your net number into a strategy

Once you see the projected net, Josh doesn’t stop there. He shows you how to move that number:

What happens if we list slightly higher or lower?
What if we invest $X in prep—does your net go up or down?
How does timing (selling now vs waiting) impact your bottom line?

You’re not guessing if selling makes sense. You’re looking at hard numbers, with a pro next to you.

If you’re thinking about selling in Charlotte, don’t just ask, “What’s my house worth?” Ask, “What will I actually walk away with?” Then call Josh Finigan & The Finigan Group and get a real net sheet before you make your next move.

Get Your Home Sold
for Top Dollar, Today!

With over 720+ homes sold and 250+ 5-star reviews, The Finigan Group delivers the results others promise — and gets you Top Dollar without the stress.