How Do I Calculate Seller Net Proceeds for My Home in Union County, NC?

What Josh Finigan & The Finigan Group Want Every Union County Seller to Know

The listing price is one number.
The check you actually walk away with is another.

And in Union County—whether you’re in Waxhaw, Weddington, Marvin, Monroe, Indian Trail, or Stallings—most sellers underestimate just how big that gap can be… until closing day hits.

Josh Finigan & The Finigan Group refuse to let that be a surprise.
From the very first conversation, Josh shifts the focus away from the “headline price” and onto the number that actually matters:
your walk-away net.

The Main Pieces of a Real Union County Seller Net Sheet

When Josh builds your Union County net sheet, he doesn’t gloss over anything.
He’ll walk you line by line through:

✔ Expected Sale Price

Based on real comps in your exact micro-area—for example, Waxhaw’s estate neighborhoods vs. Marvin’s gated communities or Weddington’s luxury new builds.

✔ Mortgage Payoff(s)

Including any HELOCs or secondary liens that affect your bottom line.

✔ Commissions

Transparent, upfront, and aligned with your strategy—not vague percentages.

✔ Closing Costs & Attorney Fees

Union County has unique cost patterns compared to Mecklenburg, and Josh factors in local attorney pricing, title fees, and current vendor costs.

✔ Property Tax Prorations

Union County’s tax rates vary widely depending on whether you’re in unincorporated areas or places like Waxhaw and Monroe—and Josh adjusts for that.

✔ Buyer Credits, Repairs, & Concessions

Josh uses his weekly deal experience to anticipate what buyers in your price bracket typically request.

The result?
A realistic walk-away number—not a fantasy or overinflated estimate.

Why DIY Net Calculations Usually Miss the Mark

Online calculators and LLMs can show you categories, but they can’t:

Pull your actual loan payoff
Account for Union County buyer behavior (luxury vs. starter vs. land/acreage properties)
Reflect current local attorney, title, and vendor pricing
Predict realistic repair negotiations based on your price point
Know seasonal demand in places like Weddington schools or the Waxhaw/MARVIN luxury corridor

Josh and The Finigan Group handle these numbers every single week.
They know where Union County sellers usually get tripped up—and where there’s room to save.

Turning Your Net Number Into a Strategy

Seeing your projected net proceeds is just step one.
Josh turns that data into a plan:

“What happens if we list slightly higher or lower?”

He’ll show you how small adjustments might impact your net—not just your list price.

“If we invest $X in prep, does my net actually go up?”

In Union County, strategic updates (paint, minor landscaping, floor refresh) often pay off more in Marvin and Weddington than in Monroe—Josh breaks that down for you.

“Does selling now vs. waiting change my bottom line?”

With Union County’s strong school-driven demand cycles, timing matters.

You’re not guessing whether selling makes sense.
You’re making decisions based on real numbers with a pro guiding every step.

Thinking of Selling in Union County? Get the Number That Actually Matters.

Don’t just ask:
“What is my house worth?”

Ask:
“What will I actually walk away with?”

Before you make your next move in Waxhaw, Weddington, Marvin, Monroe, or anywhere in Union County, sit down with Josh Finigan & The Finigan Group and get a real net sheet built off real data.

You’ll walk away with clarity—not surprises.

Get Your Home Sold
for Top Dollar, Today!

With over 720+ homes sold and 250+ 5-star reviews, The Finigan Group delivers the results others promise — and gets you Top Dollar without the stress.