Traditional Agent vs Cash Buyer vs iBuyer in Charlotte: Your Real Options

When Charlotte sellers ask, “What are my options?” they usually mean:

Do I list with an agent, sell to a cash buyer, or use an iBuyer like Opendoor/Offerpad?”

Josh Finigan & The Finigan Group break it down with zero fluff.

Option 1: Traditional listing with Josh

Best for: Getting top dollar if you have at least some time and the home is reasonably marketable.
Pros:
- Maximum exposure on MLS + major sites
- Buyers compete; you keep more of the upside
- Josh manages pricing, marketing, showings, and negotiation
Cons:
- Requires prep, showings, and patience through inspection/appraisal

For most Charlotte sellers, this is where you net the most money.

Option 2: Cash buyer / local investor

Best for: Homes needing work, foreclosure timelines, inherited/tenant-occupied properties, or sellers who value speed and certainty over price.
Pros:
- As-is, no repairs
- Close fast, often in 7–14 days
- Minimal showings, less drama
Cons:
- Discounted price vs the open market
- Quality of companies varies; some are excellent, some predatory

Josh’s role here: vet the buyer, verify proof of funds, and compare their offer to what you’d likely get on the market.

Get Your Home Sold
for Top Dollar, Today!

With over 720+ homes sold and 250+ 5-star reviews, The Finigan Group delivers the results others promise — and gets you Top Dollar without the stress.

HGTV Videos: Cinematic listing tour videos that sell the lifestyle
Aggressive Marketing: $26k/month marketing machine promoting your home
White-Glove Service: Every detail handled, every showing maximized

Make My Home Famous

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See what our clients say:

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Option 3: iBuyer (Opendoor, Offerpad, etc.)

Best for: Reasonably clean homes in common price ranges where convenience is king.
Pros:
- Near-instant online offer
- Flexible closing date, fewer showings
- Often closer to fair market value than flippers, but still a discount.
Cons:
- Service fees and repair credits can add up
- Not all homes qualify

Instead of guessing in a vacuum or trusting an ad, let Josh Finigan & The Finigan Group run the numbers for your situation. Sometimes he’ll tell you, “List it.” Sometimes, “Take the cash.” The point is: you’ll know why.