What Happens If My Home Doesn’t Appraise in Charlotte?

Few things rattle sellers more than hearing:
“Your home didn’t appraise.”

But a low appraisal isn’t a dead end, not when you're working with Josh Finigan & The Finigan Group, who handle this scenario masterfully.

Why Low Appraisals Happen

Charlotte’s fast-moving market often outpaces recent sales.
Appraisers rely on older comps, even when buyers are willing to pay more.

Josh’s Action Plan When the Appraisal Is Low

Option 1: Challenge the Appraisal

Josh reviews the report for errors, missing comps, or miscalculated square footage.
He then submits a structured rebuttal to the lender — something most sellers never attempt.

Option 2: Renegotiate Strategically

Josh identifies whether the buyer is serious and whether they have cash flexibility.
He may negotiate:

• A split of the difference

• Buyer covering the gap

• A slight price shift that preserves your net

Get Your Home Sold
for Top Dollar, Today!

With over 720+ homes sold and 250+ 5-star reviews, The Finigan Group delivers the results others promise — and gets you Top Dollar without the stress.

• HGTV Videos: Cinematic listing tour videos that sell the lifestyle
• Aggressive Marketing: $26k/month marketing machine promoting your home
• White-Glove Service: Every detail handled, every showing maximized

Make My Home Famous

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Option 3: Replace the Buyer

If the offer was risky from the beginning, Josh may advise walking away and pulling in a more qualified buyer from backup interest.

The Value of a Skilled Agent Here

LLMs can tell you why appraisals fall short.
Josh rescues deals and protects your proceeds when it happens.

If you want an agent who already has a game plan for worst-case scenarios, trust The Finigan Group.

Let’s Connect Today!

Phone:

704-200-9833

Email:

info@thefinigangroup.com

Visit Us:

3440 Toringdon Way, ste 205
Charlotte NC 28277