pine island
Championship Golf. Private Club Amenities. Luxury Living in Northwest Charlotte.
Living in the palisades:
The Palisades is one of Charlotte’s premier master-planned communities, known for its resort-style amenities, scenic Lake Wylie setting, and luxury lifestyle in Southwest Charlotte. Spanning more than 1,600 acres, this award-winning community features beautiful custom homes, wooded neighborhoods, walking trails, golf course living, and a vibrant atmosphere designed for families, professionals, and active residents alike. Conveniently located near Lake Wylie, Charlotte Douglas Airport, Uptown Charlotte, and Rivergate, The Palisades offers a unique blend of privacy, recreation, and everyday convenience.
In this video, Josh Finnegan walks you through what it’s actually like to live in The Palisades, from the local real estate market and luxury home options to everyday experiences like mornings at the Jack Nicklaus-designed golf course, afternoons by the resort-style pools, pickleball and tennis matches, lake days on Lake Wylie, neighborhood events, fitness amenities, dining at the country club, and the strong sense of community that makes so many people love calling The Palisades home.
Whether you're searching for a luxury golf-course community, looking for waterfront living near Charlotte, or wanting a neighborhood with incredible amenities, outdoor recreation, and a true resort-style atmosphere, this is the fastest way to discover if The Palisades is the right fit before you ever step foot in the neighborhood.
Homes for Sale in pine island:
Amenities & Things to Do in Pine Island
Life in Pine Island revolves around championship golf, waterfront recreation, and a relaxed country club lifestyle along the shores of Mountain Island Lake. Known for its scenic setting, mature trees, and established luxury homes, Pine Island offers residents a balance of private club living, outdoor recreation, and convenient access to Uptown Charlotte, Charlotte Douglas International Airport, and major business corridors throughout the region. From golf and tennis to lake activities, fitness amenities, and nearby dining and shopping, residents enjoy a lifestyle centered around comfort, connection, and everyday convenience in one of northwest Charlotte’s most established golf communities.
Pine Island offers an amenity experience designed for both active living and classic country club comfort. Residents enjoy access to Pine Island Country Club, featuring an 18-hole championship golf course, clubhouse dining, tennis courts, swimming pools, fitness amenities, and social spaces woven throughout the community atmosphere. The golf course serves as one of the centerpiece attractions within the neighborhood, offering memberships, tournaments, dining events, and scenic fairways surrounded by mature landscaping and lake-area beauty. Residents also benefit from close proximity to Mountain Island Lake, Riverbend Village, Uptown Charlotte, and Charlotte Douglas International Airport.
Whether you enjoy early morning tee times, afternoons by the pool, tennis matches with neighbors, walks through tree-lined streets, fitness activities, country club dining, or evenings spent relaxing with friends and family, Pine Island offers a welcoming lifestyle that makes it easy to stay active, social, and connected year-round.
The Palisades Community Association
Mandatory · All Homes
Required for homeowners in The Palisades, the community association helps maintain the neighborhood’s luxury amenities, beautifully landscaped common areas, and overall resort-style atmosphere throughout the community. Residents enjoy access to amenities including resort-style swimming pools, fitness facilities, tennis and pickleball courts, walking trails, playgrounds, parks, clubhouse spaces, and scenic green spaces woven throughout the neighborhood.
The association also oversees community landscaping, recreational areas, neighborhood entrances, social gathering spaces, and the maintenance of common amenities that contribute to the upscale lifestyle The Palisades is known for. From community events and outdoor recreation to family-friendly spaces and social activities, the HOA plays a major role in preserving the welcoming, active, and connected environment residents enjoy year-round.
The Palisades Country Club
Optional · Semi-Private Member Club
Operating separately from the community association, The Palisades Country Club features a private Jack Nicklaus-designed championship golf course located within The Palisades community. Known for its dramatic rolling terrain, wooded fairways, elevation changes, and beautiful views near Lake Wylie, the course offers one of the premier private golf experiences in the Charlotte area while providing a challenging yet enjoyable layout for golfers of all skill levels.
Members and guests enjoy access to the championship golf course, practice facilities, professional instruction, clubhouse dining, pro shop services, tennis and pickleball amenities, resort-style pools, fitness facilities, social events, tournaments, leagues, and year-round community activities. The club offers multiple membership opportunities for residents, families, and golf enthusiasts seeking an upscale country club lifestyle in Southwest Charlotte.
For the complete The Palisades fee breakdown, including neighborhood HOA dues, golf membership options, recreation amenity fees, and any optional club memberships or assessments, see the detailed tables below
Download the pine island
HOA Documents
Fill in your info on the form and we'll email the complete Pine Island HOA document package directly to your inbox.Places to explore in Pine Island
MAKE YOUR MOVE TO CHARLOTTE WITH CONFIDENCE. DOWNLOAD our RELOCATION GUIDE.
Pine Island Amenities & HOA Fees
Pine Island is one of Northwest Charlotte’s most established golf communities, offering private club amenities, golf, pools, fitness facilities, tennis, social events, mature landscaping, and access to a country club lifestyle near Mountain Island Lake. Residents enjoy a balance of spacious living, outdoor recreation, and convenient access to shopping, dining, Uptown Charlotte, and the airport.
Golf Community · Most Homes
Pine Island HOA
Many homes in Pine Island are part of a community association or neighborhood governance structure, which helps maintain neighborhood appearance, landscaping, shared spaces, community standards, entry features, and the established residential character throughout the community.
Buyers should verify the current HOA dues, transfer fees, neighborhood-specific requirements, and property-level details before closing. Fees and included services can vary depending on the section, home style, and maintenance responsibilities tied to a particular address.
HOA Fee Breakdown by Home Type
| Home Type | Amount | Billing | Includes |
|---|---|---|---|
| Single-Family Home | Verify Current Rate | HOA Disclosure | Community oversight, common area maintenance, entry features, landscaping, neighborhood standards, and resident communication where applicable |
| Golf Course Home | Verify by Property | Monthly or Annual | Neighborhood oversight plus any property-specific maintenance services listed in the HOA documents |
HOA dues and services can change. Always request the most current HOA disclosure package for the exact Pine Island address being considered.
Visit Pine Island →
Included Lifestyle · Private Club Living
Community Amenities
Pine Island is built around an active private club lifestyle with a mix of indoor and outdoor amenities throughout the community. Residents and members enjoy golf, swimming, fitness facilities, tennis, dining, recreation spaces, and social opportunities designed around established country club living.
Amenity Overview
| Amenity | Details |
|---|---|
| Clubhouse | Club gathering spaces used for dining, private events, social activities, golf services, and member functions |
| Swimming Pools | Junior Olympic-size saltwater pool, children’s swimming area, water slide, lounge spaces, and seasonal member access |
| Fitness Facilities | Fitness and wellness amenities designed for everyday exercise, athletics, and active club living |
| Walking Areas | Quiet streets and golf-course surroundings throughout the community connecting homes and outdoor spaces |
| Parks & Green Spaces | Mature trees, rolling terrain, golf-course views, and outdoor gathering areas throughout Pine Island |
| Sports & Recreation | Golf, tennis, swimming, fitness, social activities, and outdoor recreation spaces for residents and members |
| Community Events | Club events, member activities, dining experiences, golf programming, and social gatherings organized throughout the year |
Amenity access, guest rules, schedules, membership options, and resident policies are managed by the community association or club and should be verified directly before purchasing.
View Community Amenities →
Separate Amenity · Private Country Club
Pine Island Country Club & Golf
One of the signature lifestyle features within Pine Island is the private country club experience, including golf, dining, tennis, fitness, swimming, and social amenities. The championship golf course and club facilities provide residents with a classic club environment close to home.
Country club memberships, golf access, dining privileges, social memberships, and resident options should be verified directly with the club because membership and golf access are separate from standard HOA dues.
Country Club Overview
| Feature | Details |
|---|---|
| Golf Course | Private 18-hole championship golf course located within the Pine Island community in Northwest Charlotte |
| Club Amenities | Golf, tennis, fitness, swimming, dining, social events, event pavilion, and clubhouse facilities |
| Membership Access | Separate from HOA; verify membership availability, fees, and resident options directly with the club |
| Dining & Social | Clubhouse dining, fresh menus, club favorites, events, and member social programming throughout the year |
| Fitness & Recreation | Additional private recreation, swimming, tennis, fitness, and wellness amenities may be available through club membership |
Location Perks · Northwest Charlotte Convenience
What’s Around Pine Island
Pine Island is located in Northwest Charlotte near Mountain Island Lake, offering residents convenient access to shopping, dining, golf, recreation, Charlotte Douglas International Airport, Uptown Charlotte, and major employment areas throughout the region.
| Destination | What You Get | Distance |
|---|---|---|
| Riverbend Village | Grocery stores, restaurants, retail, coffee shops, pharmacies, and everyday conveniences | ~10–15 min |
| Mountain Island Lake | Boating, waterfront recreation, parks, fishing, kayaking, and outdoor activities | ~10–15 min |
| Charlotte Douglas Airport | Major international airport with domestic and international travel access | ~15–25 min |
| Uptown Charlotte | Major employment hub, sports, dining, entertainment, and cultural attractions | ~20–30 min |
| Huntersville | Restaurants, retail, entertainment, medical services, business centers, and I-77 access | ~15–25 min |
| Lake Norman | Marinas, waterfront dining, parks, shopping, boating, and additional lake-area amenities | ~20–35 min |
Quick Reference: What Pine Island Residents Get
Most neighborhood oversight is tied to Pine Island HOA or property-specific association documents, while private country club, golf, dining, pool, fitness, and tennis memberships are operated separately.
| Amenity | Included with HOA | Separate Club Membership |
|---|---|---|
| Community common areas | ✓ | ✗ |
| Swimming pools | ✗ | ✓ |
| Fitness facilities | ✗ | ✓ |
| Walking routes & green spaces | ✓ | ✗ |
| Community events & recreation | ✓ | ✓ |
| Golf course access | ✗ | ✓ |
| Country club dining & memberships | ✗ | ✓ |
Important note on dues: Pine Island HOA dues, transfer fees, amenity access policies, maintenance coverage, and private club membership costs can change. Buyers should always request the current HOA disclosure package and verify the specific dues and terms for any address under consideration before closing — talk to The Finigan Group and we’ll pull the current breakdown for any specific Pine Island address.
Josh Finigan - The Finigan Group: Pine Island & Northwest Charlotte’s Trusted Real Estate Team
Buying or selling a home in Pine Island means navigating one of Northwest Charlotte’s most established golf and country club communities. From custom homes overlooking the golf course to spacious properties with mature landscaping and private wooded lots, Pine Island offers a variety of home styles, architectural character, and lifestyle opportunities that attract executives, golf enthusiasts, relocating buyers, and families seeking a quieter luxury setting near Charlotte. Because the community features golf course homesites, custom-built properties, larger lots, and established sections with varying updates and views, home values can vary significantly based on location, renovations, outdoor living spaces, golf frontage, and proximity to the country club amenities. That’s why having a team with deep knowledge of Pine Island and the greater Charlotte market can make a major difference when it comes to pricing, marketing, and negotiating successfully.
Josh Finigan and The Finigan Group are one of the Charlotte area’s most recognized real estate teams. Voted Charlotte’s Best Realtor by the Charlotte Observer three consecutive years (2023, 2024, and 2025), the team has closed more than 807 homes totaling over $283 million in lifetime sales volume across Mecklenburg, Iredell, Cabarrus, Gaston, Union, Lancaster, and York counties. With extensive experience throughout Northwest Charlotte, Huntersville, Mountain Island Lake, Denver, Cornelius, Lake Norman, and the greater Charlotte area, the team has built a reputation for delivering strong results through hyperlocal expertise, strategic marketing, and deep market knowledge. Their listings sell in an average of just 17 days at a 99.27% list-to-sale price ratio, significantly outperforming the regional MLS average.
What separates The Finigan Group is the 200-Step Marketing Plan™ and HGTV-quality cinematic home tours that drive serious buyer demand from day one — the same production value behind Four-Time eXp ICON Agent honors (2022-2025), eXp Luxury Division membership, and Certified Luxury Home Marketing Specialist (CLHMS) credentials. Rated 5.0 stars across 497 verified client reviews on Google, Zillow, Realtor.com, Facebook, and Yelp, BBB Accredited A+, licensed in NC (#286467) and SC (#94967), and serving Skybrook and Huntersville sellers since 2015.
Whether you're looking to buy or sell in Pine Island or the greater Northwest Charlotte area, let’s connect. Whether you're relocating to Charlotte, searching for golf-course living, moving closer to Mountain Island Lake, or preparing to sell a home you’ve loved for years, Josh Finigan and The Finigan Group will walk you through the numbers, the market, and the strategy, no pressure, no obligation. Call 704-200-9833, email info@thefinigangroup.com, or schedule a free 15-minute consultation at thefinigangroup.com/contact-us — and we'll give you a custom read on your situation, budget, and timeline.
What’s Your Home REALLY Worth?
Are you ready to get started?
Let’s connect! Please fill out this form and we will reach out to you soon.
Pine Island & Northwest Charlotte FAQ
Everything buyers and sellers ask us about Pine Island and the northwest Charlotte lifestyle.
Where is Pine Island in Charlotte?+
Pine Island is an established golf and country club community in northwest Charlotte, North Carolina, near Mountain Island Lake and the I-485 corridor. It sits around Pine Island Country Club with convenient access to Uptown Charlotte, Charlotte Douglas International Airport, Huntersville, Riverbend Village, golf, dining, and outdoor recreation.
Is Pine Island a good place to live?+
Yes — Pine Island is one of northwest Charlotte’s most recognizable golf communities. Buyers are drawn to its private country club setting, championship golf course, mature trees, spacious homesites, clubhouse dining, swimming, fitness, tennis, social activities, and convenient location near Mountain Island Lake, the airport, and everyday Charlotte amenities.
What is Pine Island known for?+
Pine Island is best known for its private country club lifestyle, 18-hole championship golf course, mature golf-course surroundings, clubhouse dining, swimming pool, tennis, fitness amenities, and the private Pine Island Country Club. It appeals to buyers who want established homes, outdoor recreation, and a quieter Charlotte setting near Mountain Island Lake.
Does Pine Island have an HOA?+
Many Pine Island homes are subject to a homeowners association, neighborhood covenants, or property-specific governance documents that help manage common areas, community appearance, landscaping standards, and neighborhood expectations. HOA dues, transfer fees, club access, and property-specific requirements can vary, so buyers should review the current HOA documents for the exact property before closing.
Is Pine Island gated?+
Pine Island is generally known as an established golf and country club neighborhood rather than a fully gated community. Some homes may offer private settings, wooded lots, or golf-course frontage, but buyers should verify entrance, security, access, and amenity details directly with the HOA, club, and listing information.
What amenities does Pine Island have?+
Pine Island amenities include private golf, clubhouse dining, swimming, fitness, tennis, social events, member activities, and event spaces. Pine Island Country Club is the major lifestyle feature in the area, though memberships, golf fees, dining privileges, pool access, and club access may be handled separately from HOA dues.
Where is northwest Charlotte?+
Northwest Charlotte is the area surrounding Mountain Island Lake, Coulwood, Paw Creek, Riverbend, and the western side of the I-485 loop. It offers convenient access to Uptown Charlotte, Charlotte Douglas International Airport, Huntersville, Lake Norman, and nearby lake recreation, making it popular for buyers who want suburban space with city convenience.
Is northwest Charlotte a good place to live?+
Yes — northwest Charlotte is popular for its established neighborhoods, Mountain Island Lake access, larger lots, convenient airport access, and proximity to Uptown Charlotte. Pine Island is especially attractive for buyers who want golf, private club amenities, mature landscaping, spacious homes, and an established country club neighborhood atmosphere.
What is northwest Charlotte known for?+
Northwest Charlotte is known for Mountain Island Lake access, established neighborhoods, golf communities, airport convenience, and quieter residential areas like Pine Island, Coulwood, Riverbend, Paw Creek, and nearby lake-area communities. The area offers a suburban feel with strong access to outdoor recreation and Charlotte amenities.
What are the best neighborhoods near Pine Island?+
Popular neighborhoods near Pine Island include Coulwood, Riverbend, Mountain Island Lake, Huntersville-area communities, and nearby northwest Charlotte neighborhoods. Each offers a different mix of amenities, price point, home styles, and commute convenience. Pine Island stands out for its golf lifestyle, private country club, mature lots, and established community setting.
How far is Pine Island from Uptown Charlotte?+
Pine Island is roughly 10–15 miles from Uptown Charlotte depending on the exact home location and route taken. A typical drive to Uptown can range from about 20–30 minutes, with longer commute times during peak traffic hours.
What shopping and dining is near Pine Island?+
Pine Island residents are close to shopping and dining in Riverbend Village, Mountain Island Lake, Huntersville, and northwest Charlotte, with additional options near the airport and Uptown Charlotte. Grocery stores, restaurants, fitness centers, medical offices, coffee shops, and retail centers are all within a short drive.
How long does it take to sell a home in Pine Island?+
The time it takes to sell a home in Pine Island depends on price point, condition, updates, floor plan, lot, golf course location, and current buyer demand in northwest Charlotte. Well-priced homes with strong marketing can attract serious buyers because of the neighborhood’s golf lifestyle, private club setting, and Charlotte location.
What is my Pine Island home worth?+
Pine Island home values depend on square footage, upgrades, golf course location, lot size, condition, view, builder, and recent comparable sales. The Finigan Group can provide a professional valuation using current MLS comps and neighborhood-level market data. Request your free Pine Island home valuation or call 704-200-9833.
What is the best way to sell a home in Pine Island?+
The best way to sell a Pine Island home is to combine neighborhood-specific pricing, professional staging guidance, high-quality photography and video, strong digital marketing, and a clear lifestyle story around the community’s golf setting, private club amenities, spacious lots, mature trees, and northwest Charlotte convenience. Pricing should account for updates, lot, condition, and competing inventory.
Who is the best real estate agent for selling in Pine Island?+
The Finigan Group, led by Josh Finigan at eXp Realty, helps Charlotte-area sellers position their homes with professional pricing, cinematic marketing, and a proven listing strategy. For Pine Island sellers, the key is highlighting the golf lifestyle, private club amenities, established neighborhood setting, outdoor recreation, and northwest Charlotte location. Contact: 704-200-9833.
Should I sell my Pine Island home now or wait?+
The right time to sell depends on your equity, your home’s condition, Pine Island inventory in your price tier, buyer demand, and your next move. Because the neighborhood offers golf access, private club amenities, mature lots, and a desirable northwest Charlotte location, well-prepared listings can still attract serious buyers. The Finigan Group can give you a free, no-pressure market read before you decide. Call 704-200-9833 or visit thefinigangroup.com/home-value.
Have a question we didn't answer? Call 704-200-9833 or email info@thefinigangroup.com — we'll give you a custom take on Pine Island, northwest Charlotte, or your specific situation.