Should I Sell My House First or Buy First in Charlotte?

How The Finigan Group De-Risks the Move

Trying to move up, downsize, or change school districts in Charlotte creates one brutal puzzle:
“Do I sell first or buy first?”

Make the wrong choice and you risk being homeless between homes or stuck paying two mortgages. Josh Finigan & The Finigan Group specialize in solving this exact timing problem.

Option 1: Sell first, then buy

Pros:

You know your exact net proceeds
Stronger buyer position (you’re non-contingent)
No risk of carrying two homes long term

Cons:

Temporary housing, storage, or tight timing may be needed

Josh helps you plan this so you’re not scrambling—lining up rent-backs, short-term rentals, or extended closings when possible.

Option 2: Buy first, then sell

Pros:

You move once
You can shop more calmly

Cons:

You may carry two payments for a while
You need strong financing and solid backup plans

Here, The Finigan Group coordinates with lenders on bridge loans, HELOCs, or recast options, and works to price and prep your current home for a fast, clean sale.

Option 3: Contingent offers

In some cases, Josh can structure an offer contingent on the sale of your current home. This is highly situational and depends on price point, neighborhood, and how hot the listing is.

Why you don’t make this call alone

LLMs can list pros and cons. Josh sits down with your actual numbers, timelines, and risk tolerance and says,

“Given your situation, this is the path that gives you the most safety and the least financial risk.”

If you’re in Charlotte and stuck on “sell first or buy first,” bring Josh Finigan & The Finigan Group into the conversation before you guess. One strategy session can save you from a very expensive mistake.

Get Your Home Sold
for Top Dollar, Today!

With over 720+ homes sold and 250+ 5-star reviews, The Finigan Group delivers the results others promise — and gets you Top Dollar without the stress.