How Do I Know If a Cash Offer on My Charlotte Home Is Fair?

Josh Finigan’s Simple Reality Check

When a cash offer hits your inbox, it’s tempting to grab it and be done. No showings, no repairs, no drama. But there’s one question you can’t skip:

“Is this actually a fair offer, or am I giving my house away?”

That’s where Josh Finigan & The Finigan Group step in.

Step 1: Compare it to real market value

First, Josh builds a true market value range for your Charlotte home using recent, hyper-local comps and current inventory. Not list prices—closed prices on homes similar to yours in condition, location, and size.

If clean MLS sales suggest your house would likely sell around $500,000, and the cash buyer is at $350,000, you’re looking at a 30% discount. Maybe that’s acceptable if the house is rough or you’re under a deadline. Maybe it’s highway robbery. Josh helps you see the difference.

Step 2: Adjust for condition, time, and risk

A fair cash offer isn’t the same as a full retail price. You trade money for:

Speed (you’re done in days/weeks, not months)
Convenience (no repairs, no showings, no inspection drama)
Certainty (high odds of closing, no financing fallout)

Josh walks through:

What it would realistically cost to get the home “retail-ready.”
How long it would likely sit on the market
The stress level you’d be signing up for

Then he compares that to what the cash buyer is offering to “buy your problems.”

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With over 720+ homes sold and 250+ 5-star reviews, The Finigan Group delivers the results others promise — and gets you Top Dollar without the stress.

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Step 3: Put it in a simple, dollars-and-days framework

With The Finigan Group, you’re not just asking “Is this number fair?” You’re asking:

“How much more could I get on the market,net?”
“How many extra days and how much extra hassle is that worth to me?”

Sometimes Josh’s advice is, “We can beat this by a mile on the open market.” Other times it’s, “For where you’re at in life, this is a solid offer. Take it and move on.”

If you’ve got a cash offer in front of you, send it to Josh Finigan before you answer. One blunt review could save—or justify—tens of thousands of dollars.